

When the tree comes down,
we're already moving.
Four situations.
Different clocks.
Not all tree emergencies carry the same urgency. This table breaks down risk, response, equipment, and cost for each scenario type — so you know exactly what to expect before we arrive.
| Parameter | Fallen Trunk Tree down on structure | Hanging Limb Widow-maker, not yet fallen | Root Heave Uplifted root system | Split Crown Structural failure at fork |
|---|---|---|---|---|
| Risk Level | CRITICAL | CRITICAL | HIGH | HIGH |
| Response Window | 45 – 90 min | 60 – 120 min | 2 – 6 hrs | 90 min – 4 hrs |
| Equipment Deployed | Chainsaw crew, crane, dump truck | Aerial lift, rigging lines, groundsmen | Excavator, stump grinder, fill crew | Bucket truck, rigging, wood chipper |
| Avg Resolution Time | 3 – 8 hrs | 2 – 5 hrs | 4 – 10 hrs | 2 – 6 hrs |
| Avg Cost Range | $1,200 – $4,500 | $800 – $3,200 | $2,000 – $8,000 | $950 – $3,800 |
| Insurance Claimable | Yes — with cert. report | Yes — with cert. report | Partial — varies by policy | Yes — with cert. report |
| Property Damage Risk | Roof, vehicle, utility lines | Roof, pedestrian zone | Foundation, walkways, pipes | Roof, adjacent structures |
| Permit Required | Emergency waiver applies | Emergency waiver applies | Yes — typically 24–48 hrs | Emergency waiver applies |
Cost ranges reflect median job data from 2023–2024 season. Final estimates depend on species, diameter, site access, and debris volume. Emergency waiver status subject to local municipality. All figures are pre-insurance.
| Equipment | Primary Use | Scenarios | Capacity | Lead Time |
|---|---|---|---|---|
| Tracked Crane | Lifting and sectioning large trunks in confined access | Fallen Trunk, Split Crown | Up to 40 tons | On truck, 0 delay |
| Aerial Bucket Truck | Accessing hanging limbs and upper crown work safely | Hanging Limb, Split Crown | 75 ft reach | On truck, 0 delay |
| Mini-Excavator | Root ball extraction, soil stabilization, trench work | Root Heave | 6,000 lb lift | 2–4 hrs dispatch |
| Stump Grinder | Below-grade stump removal post-extraction | All scenarios (optional) | 24 in depth | Same day |
| Wood Chipper (12") | On-site debris reduction, eliminates multiple dump runs | All scenarios | 12 in diameter | On truck, 0 delay |
Actual jobs.
Documented on-site.
Each panel below represents a closed incident from the 2023–2024 season. Species, diameter, complication, and resolution time are recorded from crew logs.




The adjuster needs
a paper trail.
Insurance companies require certified documentation before they process storm damage claims. We produce the complete package — arborist report, cause-of-failure analysis, geotagged photos — so your claim moves forward, not sideways.
Of insurance claims submitted with our documentation package were approved on first review, 2024 season.
Total dollar value of homeowner insurance claims Canopy documentation contributed to in 2024.
Certified ISA arborist report with photos, measurements, and cause-of-failure analysis, within 48 hours.
- Certified ISA Arborist Assessment Report
- Pre- and post-removal photographs (dated, geotagged)
- Tree species identification with diameter at breast height
- Cause-of-failure analysis (disease, storm, structural defect)
- Equipment and crew deployment log
- Debris weight certification
- Site safety clearance documentation
- Adjuster-ready summary letter on company letterhead

"The Canopy report was the only documentation our adjuster accepted without a follow-up request. Claim processed in 6 days."
We provide ISA-certified arborist reports in adjuster-preferred format. Direct contact line for documentation requests.
adjusters@canopytree.com →The Storm Damage
Documentation Checklist
A single-page PDF that walks you through documenting tree damage for insurance claims — in the order adjusters need it. Used by 3,200+ homeowners last season.
Don't wait for the PDF. Call the emergency line and we dispatch within 15 minutes of confirmation.
(800) 555-1234